If you leave a bunch of eleven-year-olds to their own devices, what you get is Lord of the Flies. - Paul Graham

Even the best startups often go through near-death experiences. The problem with venture debt is that it tends to turn near-death experiences into death experiences. Avoid it if you can.

I don’t predict the demise of object-oriented programming, by the way. Though I don’t think it has much to offer good programmers, except in certain specialized domains, it is irresistible to large organizations. Object-oriented programming offers a sustainable way to write spaghetti code. It lets you accrete programs as a series of patches. Large organizations always tend to develop software this way, and I expect this to be as true in a hundred years as it is today.

More accountability isn't always better. In fact, the better an organization is, the more measuring their performance decreases it.