Financial hardship has a way of keeping people sober. The challenge I see at such times is simple: Will we face reality or deny it? In the past I hav… - Danny Yamashiro

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Financial hardship has a way of keeping people sober. The challenge I see at such times is simple: Will we face reality or deny it? In the past I have done both. But when it comes down to really doing something about a problem, I'm learning that it's prudent to address it head on with those who are closest to you and work at it together.