Financial hardship has a way of keeping people sober. The challenge I see at such times is simple: Will we face reality or deny it? In the past I have done both. But when it comes down to really doing something about a problem, I'm learning that it's prudent to address it head on with those who are closest to you and work at it together.

Our world is saturated with religious systems and philosophical teachings. It is comparable to a "food court" which is now popular among shopping malls throughout the world. We can choose a favorite dish which suits our appetite. It is popular to think that we can do the same with religion.

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