Change anchor to what did not happen rather than to what did happen. - Nassim Nicholas Taleb

Nature likes to overinsure itself. Layers of redundancy are the central risk management property of natural systems. We humans have two kidneys (this may even include accountants), extra spare parts, and extra capacity in many, many things (say, lungs, neural system, arterial apparatus), while human design tends to be spare and inversely redundant, so to speak — we have a historical track record of engaging in debt, which is the opposite of redundancy (fifty thousand in extra cash in the bank or, better, under the mattress, is redundancy; owing the bank an equivalent amount, that is, debt, is the opposite of redundancy). Redundancy is ambiguous because it seems like a waste if nothing unusual happens. Except that something unusual happens — usually.

The principle of intervention, like that of healers, is first do no harm (primum non nocere); even more, we will argue, those who dont take risks should never be involved in making decisions.

We are prone to epidemics of fallacies (scientism, universalism, academism, psychosociologism, stateworshipism), but not epidemics of wisdom, as nature filters out those with bad immune system.