Before you go further, I encourage you to set your goals today. Why do you want to be rich? What do you want to do with your wealth? - Ramit Sethi

In a world full of websites and e-books and apps, the moment you look and sound like everyone else, you're dead.

Cynics don't want results; they want an excuse to not take action. Ironically, even if they win their own manufactured argument, they lose overall, because they're stuck in a prison of their mind.

As a bonus for using index funds, you'll anger your friends in finance because you'll be throwing up your middle finger to their entire industry — and you'll keep their fees for yourself.