What would you attempt to do if you knew you could not fail? - Tony Robbins

A “longevity dividend” translates to fewer and shorter hospital stays and far smaller medical bills. Over their last two years of life, according to the Centers for Disease Control, centenarians rack up just one-third of the healthcare expenses of people who die younger.

And this speaks to the importance of taking advantage of every tax-advantaged investment opportunity that you can. You should maximize your contributions if you’ve got a 401(k), or a 403(b) if you work for a nonprofit. You should take every opportunity to invest in a tax-deferred way.

Because investors as a group can’t beat the market, because they are the market.