Simply switching to home-brewed coffee will save you an average of $64.48 per month (or $2 per day) or $773.80 per year. By putting the savings into … - Benjamin P. Hardy

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Simply switching to home-brewed coffee will save you an average of $64.48 per month (or $2 per day) or $773.80 per year. By putting the savings into a mutual fund with average earnings of 6.5% interest and reinvesting the dividends into more mutual funds over a decade, the $64.48 saved every month would grow into $10,981.93.

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It is not the past, but the future, that drives a person’s actions and behaviors. All goals can be placed in two categories: approach or avoidance. Connected to your Future Self, you can appreciate, embrace, and love the present. Connection to your Future Self creates purpose and meaning in the present. The more connected you are to your longer-term Future Self, the better and wiser your decisions today.

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