I've given you some of the principles of the plan. I'm sure that each of you will find something you don't like about the specifics of our proposal. … - Jimmy Carter

Well, I can't say that I depended on overdrafts to run my business, but as I have said in one of my regular news conferences that was televised nationwide, yes, I've had overdrafts. Let me add one other thing. There is a fairly common practice--and I am not trying to criticize banks, because I don't know how wide the practice is-but there's a general sense at home, not because it's in the South, but because I live in a small town, that if you have several accounts and a substantial balance in all those accounts, but then you become overdrawn in one of those accounts, then that's not considered to be an illegal or an unethical act. I run, I would say in my business, six or seven individual accounts, different aspects of my farm or my warehouse business. Also, I have a personal account. I never write any checks. I haven't written three checks in the last 5 years. My wife does all the check writing. But if we should have $50,000 or $100,000 in my warehouse account, and in my own personal account my wife should buy a dress and give a $25 check to pay for it and the check bounced 'because we were overdrawn, they would not send for the sheriff or call me on the phone to say, "You've disgraced yourself by having an overdraft." They would say, in effect, "We'll honor this check. We'll put a notice in your mailbox, and then you can shift some money from your warehouse account over into the personal account." But I don't excuse overdrafts. You know, it's obvious that I would rather my own life have been completely free of any overdraft. But I can't say that it's an acceptable thing. But I still don't believe that it's an unethical or illegal thing in the banking circles in which I've had to operate.

Some devout Christians are among the most fervent advocates of the death penalty, contradicting Jesus Christ and justifying their belief on an erroneous interpretation of Hebrew Scriptures. "An eye for an eye, and a tooth for a tooth," their most likely response, overlooks the fact that this was promulgated by Moses as a limitation- a prohibition against taking both eyes or all of an offender's teeth in retribution.

We've been concerned about the deteriorating quality of urban centers, and we now have a Secretary of the Housing and Urban Development Department--a woman who understands because of her background and inclination, her experience and her heritage, the problem with struggling people who feel excluded from societal structures--Patricia Harris. And she'll be on your program later on as part of my own administration. Griffin Bell will be here to explain the new thrust of the Department of Justice. Joe Califano will spell out to you some of the programs that we have already instituted and are instituting to restore dignity to those who are and have been dependent upon government to give them a decent living. Ray Marshall is in charge of our program for bringing into being job opportunities, because we know that there is no end in itself to have a strong enough economy to balance budgets and control inflation, unless that is predicated upon employment--the provision of jobs for people to stimulate our economy and to make it viable and to benefit us all.