I will tell you, though, if you won’t give a dime out of a dollar, you won’t give $1 million out of $10 million. The time to give is now! When I had nothing, I began this process. The reward is that if you give, even at the times when you think you have very little, you’ll teach your brain that there is more than enough. You can leave scarcity behind and move toward a world of abundance.

After you give away 10 percent of your income, take another 10 percent to reduce your debts and a third 10 percent to build up capital to invest. You need to live on 70 percent of what you have.

When we buy new clothes not to keep ourselves warm but to look "well-dressed" we are not providing for any important need. We would not be sacrificing anything significant if we were to continue to wear our old clothes, and give the money to famine relief. By doing so, we would be preventing another person from starving. It follows from what I have said earlier that we ought to give money away, rather than spend it on clothes which we do not need to keep us warm. To do so is not charitable, or generous. Nor is it the kind of act which philosophers and theologians have called "supererogatory" - an act which it would be good to do, but not wrong not to do. On the contrary, we ought to give the money away, and it is wrong not to do so.

Be generous. Give to those you love; give to those who love you, give to the fortunate, give to the unfortunate — yes, give especially to those you don’t want to give. You will receive abundance for your giving. The more you give, the more you will have.

I want to use this book as a vehicle to help you develop enough wealth- both physical and emotional- so that you can be a force for good through your economic contributions as well as your time. I will tell you, though, if you wont give a dime out of a dollar, you wont give $1 million out of $10 million. The time to give is now! When I had nothing, I began this process. The reward is that if you give, even at the times when you think you have very little, you'll teach your brain that there is more than enough. You can leave scarcity behind and move toward a world of abundance.

One thing that greatly matters is the failure of we rich people to prevent, as we so easily could, much of the suffering and many of the early deaths of the poorest people in the world. The money that we spend on an evening’s entertainment might instead save some poor person from death, blindness, or chronic and severe pain. If we believe that, in our treatment of these poorest people, we are not acting wrongly, we are like those who believed that they were justified in having slaves. Some of us ask how much of our wealth we rich people ought to give to these poorest people. But that question wrongly assumes that our wealth is ours to give. This wealth is legally ours. But these poorest people have much stronger moral claims to some of this wealth. We ought to transfer to these people […] at least ten per cent of what we inherit or earn.

More than 99% of my wealth will go to philanthropy during my lifetime or at death. Measured by dollars, this commitment is large. In a comparative sense, though, many individuals give more to others every day. Millions of people who regularly contribute to churches, schools, and other organizations thereby relinquish the use of funds that would otherwise benefit their own families. The dollars these people drop into a collection plate or give to United Way mean forgone movies, dinners out, or other personal pleasures. In contrast, my family and I will give up nothing we need or want by fulfilling this 99% pledge. Moreover, this pledge does not leave me contributing the most precious asset, which is time. Many people, including — I'm proud to say — my three children, give extensively of their own time and talents to help others. Gifts of this kind often prove far more valuable than money.

The charitable say in effect, 'I seem to have more than I need and you seem to have less than you need. I would like to share my excess with you.' Fine, if my excess is tangible, money or goods, and fine if not, for I learned that to be charitable with gestures and words can bring enormous joy and repair injured feelings.

What then? For all my sins, His pardoning grace; For all my wants and woes, His loving-kindness; For darkest shades, the shining of God's face; And Christ's own hand to lead me in my blindness. When Caesar gave one a great reward, "This," said he, "is too great a gift for me to receive;" but said Caesar, "It is not too great a gift for me to give." So, though the least gift that Christ gives, in one sense, is too much for us to receive, yet the greatest gifts are not too great for Christ to give.

You boast of spending a tenth part of your income in charity; may be you should spend the nine tenths so, and done with it.

Use for yourself little,” he said, “but give to others much.”26

The less we have, the more we give. Seems absurd, but it's the logic of love.

If you have much, give of your wealth;
If you have little, give of your Heart.

Be generous! Give to those whom you love; give to those who love you; give to the fortunate; give to the unfortunate; yes — give especially to those to whom you don’t want to give.