Do you need your money next year, or can you let it grow for a while? - Ramit Sethi

It's ironic that people are afraid of "possibly" losing money in the stock market, when they will certainly run out of money if they don't invest.

In a world of infinite choice if something is not made specifically for me I'm gone.

I suspect that a generation of young male investors will suffer poor lifetime returns because they have become addicted to crypto/gambling and find 10% annual returns "boring"