Indulging in our bad habits doesn’t seem to have any negative effects at all in the moment. You don’t have that heart attack, your face doesn’t shrivel up, you’re not standing in the unemployment line, and your thighs aren’t thunderous. But that doesn’t mean you haven’t activated the Compound Effect.

Come again? Am I saying that your four-dollar-a-day coffee habit is going to cost you $51,833.79 in twenty years? Yes, I am. Did you know that every dollar you spend today, no matter where you spend it, is costing you nearly five dollars in only twenty years (and ten dollars in thirty years)? That’s because if you took a dollar and invested it at 8 percent, in twenty years, that dollar would be worth almost five. Every time you spend a buck today, it’s like taking five dollars out of your future pocket.

It’s not until situations are difficult, when problems come up and temptation is great, that you get to prove your worthiness for progress. As Jim Rohn would say, “Don’t wish it were easier; wish you were better.” When you hit the wall in your disciplines, routines, rhythms, and consistency, realize that’s when you are separating yourself from your old self, scaling that wall, and finding your new powerful, triumphant, and victorious self.

As Jim Rohn put it to me, “Don’t let your learning lead to knowledge, or you’ll become a fool. Let your learning lead to action, and you can become wealthy. There’s nothing more pitiful than a guy who is smart and broke.

If the nose of a plane is pointed only 1 percent off course, it will ultimately end up about 150 miles off course. Such is the case for your habits. A single poor habit, which doesn't look like much in the moment, can ultimately lead you miles off course from the direction of your goals and the life you desire.

There’s a story about a man riding a horse, galloping quickly. It appears that he’s going somewhere very important. A man standing along the roadside shouts, “Where are you going?” The rider replies, “I don’t know. Ask the horse!” This is the story of most people’s lives; they’re riding the horse of their habits, with no idea where they’re headed. It’s time to take control of the reins, and move your life in the direction of where you really want to go.

No. Sales — effective sales — is not “finding a need and filling it.” Effective sales is about finding a perceived need and helping someone fulfill it. If the customer doesn’t perceive the need, there is no need.

Most people never live up to the potential they have been given. The results they produce and the life they experience are only a tiny fraction of what they are truly capable of. Why? What stops us? Only one thing: fear.