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Unfortunately, the public is all gaga over the idea of replacing a card swipe with an NFC pass-over using a smartphone. Go ahead and believe that. But if you think it is also hacker-proof, you'll be in for a surprise. It's no safer than using the mattress to stash cash. At some point, you can expect to be robbed blind.

One thing that always bothers me is the attention the iPhone camera gets. The latest will have image stabilization, advanced phase focus, 4K video, 60 fps video, 240 fps slo-mo, and all sorts of features. That said — these are still just pinhole cameras on steroids. The only good thing they do is allow citizens to take more and more videos of crimes.

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Within the decade, Microsoft should have a minimum of 300 stores. They should do as well as the Apple Stores … [Microsoft] is going to experiment with holiday pop-up shops this year in various cities. I predict they will be hugely successful.