Perhaps the best reason to consider the hard sciences is that, well, one study suggests science, engineering, medicine, and dentistry graduates live longer than arts graduates (or law grads). So whatever money you make you can keep a bit longer.

Here’s the pay paradox that Why Men Earn More explains: Men earn more money, therefore men have more power; and men earn more money, therefore men have less power (earning more money as an obligation, not an option). The opposite is true for women: Women earn less money, therefore women have less power; and women earn less money, therefore women have more power (the option to raise children, or to not take a hazardous job).

Self-help books for those who believe You can have it all often advise, Follow your bliss and money will follow. With the collapse of the stock markets the reality of trade-offs is more like, When you follow your bliss, it’s money you’ll miss.

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Perhaps the biggest appreciation adjustment we need is toward the millions of men and women we call stepparents. We have taken for granted especially the stepparents who are raising no children of their own, and receiving no income from a significant other, but who have nevertheless chosen to invest love, time and money in children.