Without such rules, there are no exchanges of ideas, only exchanges of set positions and insults. People who disagree rapidly move from talking over one another to shouting one another down, and from expressing their opinions on the matter at hand to expressing their opinions of the intelligence and morality of those who disagree with them.

Dear Miss Manners: What is the proper way to eat potato chips?
Gentle Reader: With a knife and fork. A fruit knife and an oyster fork, to be specific. Good heavens, what is the world coming to? Miss Manners does not mind explaining the finer points of gracious living, but she feels that anyone without the sense to pick up a potato chip and stuff it in their face should probably not be running around loose on the streets.

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The polite thing would be to say to the noisy person, “I beg your pardon, but I can’t hear the music. I wonder if you would mind talking more softly?” By the time you have said all this, a third party will utter a loud shush, thereby accomplishing your purpose without sacrificing your manners.

Your answer to when you will be available should be “You’re so kind to invite us, and we wish we could name a date, but it will have to be after we figure out how to manage seeing relatives and friends whom we feel we have neglected.