Ramit Sethi Quotes

One of the key differences between rich people and everyone else is that rich people plan before they need to plan.

Why do you want to be rich? What do you want to do with your wealth?

On average, millionaires invest 20 percent of their household income each year.

The 85 Percent Solution: Getting started is more important than becoming an expert.

Cynics don't want results; they want an excuse to not take action. Ironically, even if they win their own manufactured argument, they lose overall, because they're stuck in a prison of their mind.

Americans' biggest "investments" are their houses, but real estate is also the place where Americans lose the most money. Real estate agents (and most homeowners) are not going to like me after this section, but in truth, real estate is the most overrated investment in America. It's a purchase first — a very expensive one — and an investment second.

If you use generic phrases like "feeling motivated" and "I'm going to buckle down," I can tell you you're already going to fail. And after failing multiple times, you'll start to see yourself as a "person who fails." In other words, you start to believe, "I'm not the kind of person who can succeed in business.

He created a "Top 50 Favorites" list of contacts on his phone. He prioritizes them when it comes to hanging out. When he has a free minute, he calls/texts the people on his Top 50 list. Then he told us, at the end of the year, he re-evaluates who should be on the list and shuffles/deletes/adds to it. It can only be 50 people, so every year, he makes the tough decisions as to who's in his Top 50. People DID NOT LIKE THIS.

I live in the world of what is notwhat should be.

Fundamentally, there are two ways to get more money. You can earn more or you can spend less. Cutting costs is great, but I personally find increasing earnings to be a lot more fun.

let our money grow for thirty years. But that's not sexy, is it? Instead,

The truth is that the vast majority of young people don't need a financial adviser to help them get rich. We need to set up accounts at a reliable no-fee bank and then automate savings and bill payment.

My friend Jim once called to tell me that he'd gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn't care very much about where he lives, but he loves spending money on camping and biking. That's called conscious spending.

Remote work. Working remotely is amazing… until you see how much amazing work your team can do when everyone is working under the same roof.

How much money do I need to make?" you'll say, "What do I want to do with my life — and how can I use money to do it?