Top 15 Ramit Sethi Quotes

You can buy Loro Piana but not a sense of humor

I suspect that a generation of young male investors will suffer poor lifetime returns because they have become addicted to crypto/gambling and find 10% annual returns "boring"

Never let yourself become house poor

The 85 Percent Solution: Getting started is more important than becoming an expert.

Spend extravagantly on the things you love, and cut costs mercilessly on the things you don't.

It's more important to get started than to spend an exhaustive amount of time researching

There is a limit to how much you can cut but there is no limit to how much you can earn.

My friend Jim once called to tell me that he'd gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn't care very much about where he lives, but he loves spending money on camping and biking. That's called conscious spending.

The single most important factor to getting rich is getting started, not being the smartest person in the room.

Cynics don't want results; they want an excuse to not take action.

In the end, managing your finances well is a lot like developing a strong personal productivity system: You keep track of everything without making it your full-time job; you set goals; you break them down into small bite-size tasks; you save yourself time by automating manual work; and you spend your time and brainpower focusing on the big picture. That's what I try to do with my time and money.

young is about developing the right habits.

with too much information, we do nothing.

Frugality, quite simply, is about choosing the things you love enough to spend extravagantly on — and then cutting costs mercilessly on the things you don't love.

The real lesson is: When companies — and people — show you who they truly are, believe them.