Ramit Sethi Quotes

On average, millionaires invest 20 percent of their household income each year.

Very few people actually want to understand something they want results.

Most busy people want to mentor someone great

People love to argue minor points, partially because they feel it absolves them from actually having to do anything.

Sometimes the most advanced thing you can do is the basics, consistently.

When you are listening to someone you respect, treat their whispers like screams

This book isn't about telling you to stop buying lattes. Instead, it's about being able to actually spend more on the things you love by not spending money on all the knucklehead things you don't care about. Look, it's easy to want the best of everything: We want to go out all the time, live in a great apartment, buy new clothes, drive a new car, and travel any time we want. The truth is, you have to prioritize. My friend Jim once called to tell me that he'd gotten a raise at work. On the same day, he moved into a smaller apartment. Why? Because he doesn't care very much about where he lives, but he loves spending money on camping and biking. That's called conscious spending. (Learn

Why do you want to be rich? What do you want to do with your wealth?

The American Psychological Association reports that Americans today, compared to the 1950s, seem less happy, even though we eat out twice as much and own two times as many cars. We have so many more toys, like big-screen TVs, smartphones, and microwaves. But that isn't leading to a more satisfying life.

I live in the world of what is notwhat should be.

You have to get off your chair and into life.

I once had a woman who emailed me saying, "I always tell myself I want to run three times a week, but I never go." I wrote back and said, "What about going for a run once a week?" She replied, "Once a week? What's the point?" She would rather dream about running three times a week than actually run once a week.

Conscious spending isn't about cutting your spending on everything. That approach wouldn't last two days. It is, quite simply, about choosing the things you love enough to spend extravagantly on — and then cutting costs mercilessly on the things you don't love.

Cynics don't want results; they want an excuse to not take action. Ironically, even if they win their own manufactured argument, they lose overall, because they're stuck in a prison of their mind.

Focus more on being decisive and less on trying to make the "right" decision. You'll never know until you try, and if you're wrong, you can always try again.