Ramit Sethi Quotes

Ask people what they want don' tell them what they need.

One thing I've learned in the self-development business: We all have lots of reasons why we aren't doing something we "should," like investing, flossing, or starting a business. No time, no money, not sure where to start, etc. Sometimes the truth is simpler: We just don't want to.

Your friends and family will have lots of “tips” once you begin your financial journey. Listen politely, then stick to the program.

But ultimately, expertise is about results. You can have the fanciest degrees from the fanciest schools, but if you can't perform what you were hired to do, your expertise is meaningless.

Marshall Goldsmith, one of the world's top executive coaches, put it to me this way: "Your biggest challenge [is] customer selection. You pick the right customer, you win. You pick the wrong customer, you lose. Focus on helping great people get better."

In a world of infinite choice if something is not made specifically for me I'm gone.

Fear is no excuse to do nothing with your money. When others are scared, there are bargains to be found.

Charging a premium amount allows me to offer a premium service.

let our money grow for thirty years. But that's not sexy, is it? Instead,

the easiest way to manage your money is to take it one step at a time — and not worry about being perfect.

Before you go further, I encourage you to set your goals today. Why do you want to be rich? What do you want to do with your wealth?

Here's an unexpected lesson I learned: The world wants you to be vanilla. They will always push you to look and act the same as everyone else.

why I hate Wells Fargo and Bank of America. These big banks are pieces of shit. They rip you off, charge near-extortionate fees, and use deceptive practices to beat down the average consumer. Nobody will speak up against them because everyone in the financial world wants to strike a deal with them. I have zero interest in deals with these banks. If you use them, don't. You're asking to be mistreated if you do. Google "Ramit best accounts" for the best checking and savings accounts and credit cards. I make no money from these recommendations. I just want you to avoid getting ripped off.

Listen up, crybabies: This isn't your grandma's house and I'm not going to bake you cookies and coddle you. A lot of your financial problems are caused by one person: you. Instead of blaming "the economy" and corporate America for your financial situation, you need to focus on what you can change yourself. Just as the diet industry has overwhelmed us with too many choices, personal finance is a confusing mess of overblown hype, myths, outright deception — and us, feeling guilty about not doing enough or not doing it right. But we can't just blame corporations and the media: With both food and money, we're not taking personal responsibility to step up, learn this stuff, and get started.

All our lives, we've been taught to defer to experts: teachers, doctors, and investment "professionals." But ultimately, expertise is about results. You can have the fanciest degrees from the fanciest schools, but if you can't perform what you were hired to do, your expertise is meaningless.