Ramit Sethi Quotes

One of the key differences between rich people and everyone else is that rich people plan before they need to plan.

The point is that we love to debate minutiae.

"How much money do I need to make?" you'll say, "What do I want to do with my life — and how can I use money to do it?"

(Because of inflation, you're actually losing money every day your money is sitting in a bank account.)

Understand that people value what they pay for. You're not doing them a disservice by charging them, you're actually doing a profound service for the people who want to take action.

There is power in saying no to the things we don't care about. But there is even more power in saying a big YES to the things we love.

Actually listening is the critical differentiator between a successful business with happy customers… and everyone else.

If you use generic phrases like "feeling motivated" and "I'm going to buckle down," I can tell you you're already going to fail. And after failing multiple times, you'll start to see yourself as a "person who fails." In other words, you start to believe, "I'm not the kind of person who can succeed in business.

change up how you deliver your words (smiling, slowing down, and changing your tone)

If you use generic phrases like "feeling motivated" and "I'm going to buckle down," I can tell you you're already going to fail. And after failing multiple times, you'll start to see yourself as a "person who fails." In other words, you start to believe, "I'm not the kind of person who can succeed in business."

There are real ramifications of reading these articles for decades and decades. You start to believe it. You start to think the only way to manage money is to hoard it and create an increasingly long list of noes. Soon, the guilt isn't just coming from money experts and the outside world. It's coming from you.

an abundance of information can lead to decision paralysis,

When there's a sale on eggs or chicken, we're happy- but when the stock market gets cheaper, we think it's bad. (Long-term investors should love when the market drops: You can buy more shares for the same price.)p97

There are a million different ways to approach any topic. The key is: Instead of focusing on the competition, focus on your audience. Who is your audience, and what do they want that they are not being served right now? I guarantee you, in the yoga audience, there are people who have never done yoga. Then there are people who tried it a couple times, and they kind of gave up. They say things like, "I should go back," but they haven't. What you can do is take your special insight and your perspective on the world, and serve their needs. That's how you build a business that stands out from all the rest.

Your key takeaway: Call your credit card company and ask them to send you a full list of all their rewards. Then use them!